Quickapay - The PayPal Alternative for Aussie Vapers
Vape stores in Australia and internationally face many hurdles trying to run a business.
The most basic need need of being able to offer our customers a secure method of payment when purchasing their vape gear from a local small business such as Ivanna Vape.
Aussie owned Quickapay supports your right to vape.
Paying with QuickaPay
What is QuickaPay?
QuickaPay is a buy now, pay later product designed to make goods, services & rentals more affordable and more accessible without the need for a credit check.
We work across a number of sectors and businesses including training, rentals, services and trades as we believe in offering Buy Now, Pay Later responsibly helps business and customers alike.
How much do you charge?
QuickaPay is free for individuals - Fees for the platform are paid for by the Merchant.
This keeps the final amount the same regardless of how you choose to pay - whether instalments or debit/credit card.
QuickaPay doesn't charge setup fees or account fees unlike some other providers.
How do the "Buy Now, Pay Later" instalment plans work?
Our instalment plans are 10 weeks long and paid back in 6 equal fortnightly instalments.
For example, if you signed up to pay a $600 invoice, you would pay $100 today followed by five additional fortnightly repayments.
Who can use QuickaPay?
To sign up for QuickaPay you must be over 18 years of age, an Australian Citizen or Permanent Resident, and have a minimum monthly income of $1,500 per month or more.
This is verified during the sign up process which takes less than five minutes to complete - you will need to link a bank account to use the "buy now, pay later" part.
Do you run credit checks?
No. QuickaPay does not perform any credit checks when you sign up r when you use the platform so your credit score will not be impacted.
We believe in responsible lending and instead assess your affordability and ability to pay based on recent bank transactions, giving a fairer perspective on your ability to make payments.
How will I know if I get approved?
Our approval process is instantaneous and our system will alert you in real time when you sign up to pay using Buy Now, Pay Later.
What happens if I don't get approved?
In the event that you are not approved for instalments you can still make payment in full through any major credit or debit card at no extra cost.
We do have an industry leading ~80% approval rate so as long as you have consistent income and can afford the repayments you most likely will be approved.
What can I pay for with QuickaPay?
QuickaPay works across many industries with a focus on services & rentals.
If you want to use QuickaPay with a merchant who doesn't currently offer us, you can send the business referral to email@example.com and we'll get in touch with them. If they sign up and transact on the platform, we will pay you $100.
What happens if I miss a payment?
In the event you miss an instalment payment, there is a late fee charge of $10 per missed payment.
For example, if you miss a $100 instalment payment, you will be charged $110 when we re-attempt to process the payment the following day.
If the second payment attempt fails, another $10 late fee is applicable ($120 instalment payment) along with a $20 collection fee. All fees are capped at $240 AUD irrespective of the invoice amount.
We are not in the business of making money off of late payments so if you are going to miss a payment get in touch and we will work with you to get back on track.